Access funding solutions designed specifically for business owners from 65+ lenders
Get a clear breakdown of your options, rates and next steps for a business loan or line of credit
Work with brokers who specialise in business and asset finance, not just a generalised 'mortgage broker'
No charges, no impact on credit score.
No charges, no impact on credit score.
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Tap into a wide network of specialist lenders to unlock more flexible funding options.
Quick applications with approvals possible in as little as 24 hours on flexible structures.
Work with brokers who specialise in business and equipment finance, not general lending.
Get consistent support from application through to settlement and beyond.
Clear, upfront pricing with no surprises or unexpected costs along the way.
No charges, no impact on credit score.
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No charges, no impact on credit score.
Often, you can have the funds in your account in as little as 1 hour after settlement.
We offer Business Loans up to $1M or Line of Credit up to $500K, the total amount of your loan will depend on the specific circumstances of your business. Our team will consider a variety of factors to determine the health of your business and based on this information we will make an assessment on how much you can borrow.
Some commercial loans require a deposit. While you don’t need a deposit to apply for funding with us, it is a good idea to have a clear understanding of all of your finances before you apply.
No problem at all, you're under no obligation until you've signed a formal loan agreement. If you change your mind before settlement, simply let us know and we'll cancel your application at no cost to you.
If you've already signed the loan documents, a cooling-off period may apply depending on the lender and loan type. We recommend contacting us as soon as possible so we can advise you on your options and any conditions that may apply.
The documents required will vary depending on the loan type and lender, but in most cases you'll need:
Proof of identity – e.g. driver's licence or passport
ABN/ACN – confirmation of your registered business
Bank statements – typically the last 3–6 months of business banking
Financial statements – recent tax returns, profit & loss, or BAS statements
Details of the asset – for equipment loans, an invoice or quote from the supplier
In many cases, we can get you a fast approval with minimal documentation, especially for smaller loan amounts. Our team will let you know exactly what's needed once we understand your situation.
In most cases, yes, lenders will typically require a personal credit check as part of the application process, even for a business loan. This helps them assess the overall creditworthiness of the business and its directors.
That said, a credit check at application stage is usually a soft enquiry, which means it won't impact your credit score. A full credit enquiry is only conducted once you proceed with a loan offer.
If you have concerns about your credit history, don't let that stop you from reaching out. We work with a wide panel of lenders, including those who specialise in helping businesses with less-than-perfect credit find a suitable solution.
Approval timeframes can vary depending on the lender, loan type, and how quickly documentation is provided, but many of our clients receive a decision within 24 to 48 hours.
For straightforward equipment finance applications with all documents ready, some lenders can offer same-day approval. More complex business loans or larger amounts may take a few business days as additional assessment is required.

By accessing or using this website, you agree to these terms and conditions. The information provided is general in nature and does not take into account your personal objectives, financial situation, or needs. It does not constitute financial, legal, or tax advice. Before making any financial decisions, you should consider seeking independent professional advice. While we strive for accuracy, The Finance Korner makes no guarantees about the completeness, reliability, or suitability of the information provided and accepts no liability for any loss or damage arising from its use. We reserve the right to update these terms at any time.